5 ways to save $1,000 by the end of the year

5 ways to save $1,000 by the end of the year

There’s nothing like the feeling of starting off a new year with a clean slate and hopeful outlook. Unfortunately, for many, October kicks off a string of major holidays that will ultimately lead them toward a wall of debt in 2017. The best way to ensure you kick off January debt-free is to be proactive — start saving now so you don’t have huge credit card bills to deal with once the holiday celebrations are over. Of course, it’s going to take serious budget cuts and commitment to reach a comfortable $1,000 buffer. So what can you do to save big besides giving up your morning latte and brown-bagging lunch? 1. Get rid of your cable already. Ever wonder how you can pay for so many channels and yet there’s never anything good to watch? It’s because there really is nothing good to watch. If you can find the strength, dive into a good financial book to read and skip the cable, save your money. Get rid of your cable television to save hundreds of dollars, hours of free time and probably a few brain cells before the end of the year. You’ll be amazed at how quickly the urge to binge on episodes of Real Housewives disappears. 2. Cook your meals, Dumb the Fast Food. Fast food, while delicious, is a budget item that’s equally expensive as it is unnecessary. Although some will argue the benefits of a daily quick meal saving time. Generally, fast food does very little to improve your health or bottom line. If you’re serious about saving money, skipping the fast food for a...
If you want to be successful, do this before 8 am.

If you want to be successful, do this before 8 am.

Most people want to be successful. We want to have the nice house and cars or maybe just the comfort and freedom that we think comes with success. It all looks good from the outside. Somehow, the people that work the hardest for their success make it look easy. Which makes those reaching for success think it actually is easy. The part of success most people really don’t want is the part that requires discipline. The part that has to wake up early, stay up late, and be impeccable with your word. Anyone successful person will tell you, that’s the part of success that sustains them. It’s also the hardest part to master. Discipline will keep the success you work so hard to get. One of the easiest ways I’ve found to be more disciplined is to have a morning ritual. An early morning ritual. Yes, waking up early is one of the essentials of success. It’s one of those things that separates the dream chaser from the dream catcher. The dream catcher is up with the sun, making his dreams a reality. Visioning and actioning it into the world. That’s you. But waking up early isn’t just for you to get right to business. It’s about you taking care of yourself and getting your mind right before the heavy lifting begins. Look at it as your self-care time. Getting burnt out is one of the quickest ways to give up on your dreams. So here’s what you need to make sure you do before 8 to stay on top of your game and reach your goals with your...
Are you failing on purpose?

Are you failing on purpose?

It seems like a crazy question right? No one fails on purpose. We’d think that everyone who’s on this path really wants to succeed “as bad as they want to breathe” (shoutout to ET). Who would waste their time going through all the stress of becoming an entrepreneur to intentionally fail at it? You’d be surprised. Some of the failure habits we have are unconscious. Things that we do, habits that we hold on to that no longer serve us and actually serve to keep us from reaching our goals. I read a book recently, (I’ll find the name and get back to you, lol) it talked about the “will to fail”. It’s the exact opposite of the “will to succeed”. Much like successful people have the uncanny, often relentless, will to accomplish what they set out to do; those who we see fail most consistently – even if they seem to be trying to succeed – actually are willing themselves to fail. So how do you know if you’re participating in self sabotage? Check this list out and see if you’re exhibiting any of these toxic habits. Failure Habits to Kick Today 1.) Setting vague goals A goal should be three things : Clear, Specific, and Actionable. When you miss those three things and set goals that are vague, you’re really saying that you doubt your ability to achieve. Believe in yourself enough to set clear goals and smash them. 2.) Procrastinating At some point, procrastination is a challenge for everyone. We all have moments when we put of important things for one reason or another. The root...
If you’re not uncomfortable, you’re not doing it right

If you’re not uncomfortable, you’re not doing it right

“Nothing great comes from comfort zones.” “If you always do what you’ve always done, you’ll always get what you’ve always gotten” We quote those things to death, yet when we get to a bump in the road – or our car just straight up breaks down – we’re ready to quit and run back to what’s comfortable. It’s human nature to avoid pain. Here’s another overused but true quote for you – No pain, NO GAIN! The path to being a self-made man or woman means you must be made. There are no shortcuts, no microwaves, no elevators. You gotta slow cook this thing called success. The great thing about it is, the more obstacles you overcome, the larger the scale of success you’re prepared for. I remember my first year of entrepreneurship. I ran out of money. Not “I was down to my last $500”. No. I was BROKE! I wanted to quit a thousand times and go back to the security of a paycheck. And you know what? Eventually, I did go back to working a 9-5. I was really surprised to realize that that choice was even more uncomfortable! My soul was uneasy being an employee. That’s when I realized that no matter how you start out as an entrepreneur, those early days are meant to be uncomfortable. You’re supposed to want to quit, and guess what, you’re supposed to fight through that feeling. You’re supposed to remember why you started and do it even when it hurts. It’s a lot like working out in the gym. You go hard and when you’re done, you’re hurting...
How to sell ice to an eskimo.

How to sell ice to an eskimo.

One would think and eskimo doesn’t need ice; what with being surrounded by it and all. Just like millennials don’t need another clever t-shirt or “Build Your Brand in 5 Days” eCourse. We’re all loaded down with stuff we don’t need or things we thought would finally be “that thing” to get us over the hump. To be honest, sometimes it seems like our generation is just over it. I know I am. We’re constantly being sold to so we’ve become jaded. What do you do as a young entrepreneur? How do you get thousands of people buying into your business without seeming like another jive salesman? ask a question The quickest way to win your target audience’s life long loyalty is to actually care about them. Show you care by asking questions. Ask them who they are, how they’re doing. Dig deep and ask them questions like what they want out of life and what their challenges are. Asking questions is not only good for your bottom line, it makes you likable. And we all know how important “likes” are when making decisions these days. be real Personality will set you apart when the marketplace seems oversaturated. Don’t be afraid to break out of the mold and let your human side show. People like to know the face, and the story, behind the brand. If it’s relevant to your market, share some of your behind-the-scenes. Let customers know that you understand their struggle by showing that you struggle too. Be relatable. Solve a problem AN eskimo might not need ice for an igloo. But if he’s stepping on...